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Research; why we do what we do

  Why we do what we do, why we think the way we think and much more.... In his book, Roots , Alex Haley, descendant of human beings shipped ...

Friday, May 13, 2016

Are you a Money Maximizer or Money Minimizer?

I have come to realize that it is possible to rich and appear to be poor (not have money). While it is also possible to be poor and appear rich (having a lot of money to show off). The principle is that of maximizers and minimizers.

Maximizers find a way to stretch and multiply every dollar they earn. Maximizers invest in buildings, property and social enterprise, thus they never have any money left leave alone extra or loose cash. They may be worth millions in term of substance, but never have cash to spend on some of the more “fun” things that the minimizer loves on enjoy. The minimiser will use his earnings to take care of his basic needs and then use the rest to have fun and borrow more money to spend. The minimizer (it seems odd) is never broke but does not really own anything.

The quote in the book of Proverbs “ there is that maketh rich, yet has nothing; three is that maketh himself poor yet hath great riches’ is a powerful meditative text that will tax you to think carefully about how much you are really worth. Consider carefully whether you are a maximizer or a minimizer when it comes to earning money and creating wealth. If you are a maximizer and don’t have the money you want, console yourself that you have wealth.  If you are a minimize and enjoying life, consider the risk you run of losing everything you (don’t) have. However, in my considered wisdom it is better to avoid extremes and manage your life in between.


Allan Bukusi